A few days ago my mailbox was packed to such an extent that I needed a shoehorn to get the mail. After sorting garbage, the vast majority were either income tax returns or investment-related materials.

Opening mail should be easy. It wasn’t. I tried to follow the instructions. Fold here, fold there, and then tear somewhere else. It was like a mail version of a Rubik’s cube. It is a pity that the school does not teach the opening of letters.

When I finally opened my investment report, I found a QR code instead of a written report. So I had to scan the code to read my snail mail on the phone.

I talked about it because it made me realize that to survive in today’s world, you need more than basic skills like opening mail. You also need a share of technical savvy to use the various tools in our daily lives. How many more do you think paper menus will exist?

In other words, we live in a world that can be simple and complex at the same time.

Ken Morris.

The next two days are great examples of the fusion of simplicity and complexity. Both days require a lot of money, but neither has much to do with Wall Street.

Football looks like a simple game. One group of men tries to move the ball through the goal and another group tries to stop them. But in fact it is also difficult. On the sidelines, players and coaches are in headphones and looking at notes, trying to find an advantage over opponents.

In the field, referees award penalties, but often have to resort to technique for confirmation. Only instantaneous slow motion playback from high definition cameras can determine the accuracy of their calls. I suspect that in the future Super Cup there will be several examples of such a combination of simplicity and complexity.

Given the whole game, it is possible that this day will change more money than on any other day of the year. This includes not only sports betting and office pools, but also the cost of travel, tickets and concessions to the stadium. And I’ve heard that TV commercials cost about a million dollars for a 30-second slot.

The second day I want to highlight is Valentine’s Day. True love is priceless. For most, love comes long before finances are even thought of. It is the heart that brings loved ones together. But as my experience as a financial advisor has shown, it is often money issues that separate couples.

I’m certainly not one to give advice on marriage, but I believe that if couples can get the same financial wave, the likelihood that they will stay married is greatly increased.

So where is the difficulty here? Well, relying on technology to find love is commonplace these days. Many couples who will be celebrating Valentine’s Day first met after posting a personal profile to one of the many online dating services.

So even Cupid is now high tech. For those who have successfully found the perfect couple using one of the online dating services, congratulations on your well-spent money. And I also congratulate everyone on Valentine’s Day and hope your team wins today.

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